Bajaj Finance's New Share Price: 4:1 Bonus & 1:2 Stock Split: Full Analysis
June 16, 2025
If you glanced at the Bajaj Finance share price recently and felt a jolt—that quick, heart-in-your-throat moment of seeing a familiar number drastically lower—you’re not alone. The stock, a titan of the Indian market and a crown jewel in many portfolios, suddenly appears to have shed thousands of rupees in value.
But take a deep breath. This isn't a story of a market crash or poor performance. This is the story of a deliberate, confident, and brilliantly executed strategic recalibration. Bajaj Finance Limited has just completed a massive 4:1 bonus issue alongside a 1:2 stock split, a move that fundamentally rewrites the stock's price tag but not its value.
Think of it less like a price cut and more like changing a ₹2000 note for a fresh stack of hundreds. The value is identical, but it’s suddenly more accessible, more transactable, and feels entirely different. In this definitive guide, we’ll walk you through what this means for you as an investor, how it ripples across the entire Bajaj empire—from the Bajaj Finserv share price to the anticipated Bajaj Housing Finance share price—and what the road ahead looks like for the new Bajaj Finance share price target 2025.
Let's Do the Math: Unpacking the Split and Bonus in Plain English
Financial jargon can be intimidating, so let's break this down without it. Two key things just happened to the Bajaj Finance stock.
The 1:2 Stock Split: This was the first domino to fall. For every one share of Bajaj Finance you owned, the company split it into two. It’s like having one big slice of pizza and cutting it down the middle to make two smaller, more manageable slices. The amount of pizza you have hasn’t changed, just the number of pieces.
The 4:1 Bonus Issue: This is where the magic really happened. After your shares were split, Bajaj Finance gifted you four additional shares for every single share you held. This is the company’s way of saying "thank you" to its investors, using its own stock as a reward.
A Real-World Example: From 100 to 1,000 Shares
Let's put this into perspective with a simple scenario.
Imagine you owned 100 shares of Bajaj Finance.
Let's say the share price of Bajaj Finance was ₹9,334 just before this all went down.
Your total investment was worth: 100 shares × ₹9,334 = ₹9,33,400.
Now, let's follow the chain of events:
After the 1:2 Split: Your 100 shares instantly became 200 shares.
After the 4:1 Bonus: On these 200 shares, you received 4 bonus shares for each one. That’s 200 × 4 = 800 brand new shares.
Your New Grand Total: You now own 200 + 800 = 1,000 shares.
So, what happens to the price? Since your total investment value of ₹9,33,400 remains unchanged, the Bajaj Finance share price NSE adjusts to reflect the new share count.
New Adjusted Price: ₹9,33,400 / 1,000 shares = ₹933.40 per share.
The number you see on the screen for the bajfinance share price is now around ₹933, but your wealth is perfectly preserved. The pie is the same size; you just own more slices. The flurry of activity on the Bajaj Finance NSE (ticker: NSE BAJFINANCE) and BSE platforms shows that the market understands and welcomes this change.
The Psychology Behind the Move: Why This is a Stroke of Genius
Companies don't do this just for fun. A stock split and bonus issue is a powerful piece of financial communication, a message from the management to the market.
Cutting the Velvet Rope: A share price hovering near ₹10,000 acts like a velvet rope at an exclusive club. It feels out of reach for many aspiring retail investors. By bringing the BJFINANCE share price into the triple digits, Bajaj Finance has effectively cut the rope and sent an open invitation to everyone. It’s a move to democratize ownership.
Creating a Superhighway for Trading: Think of liquidity as traffic flow. With 10 times more shares now in circulation, the Bajaj Finance share market has gone from a two-lane road to a ten-lane superhighway. Trading becomes faster, smoother, and more efficient for everyone.
A Roaring Vote of Confidence: Issuing bonus shares is one of the boldest statements a company can make. It signals that management is supremely confident in its ability to generate future profits to support a much larger equity base. It’s a promise of future growth, delivered today.
A Journey Through Time: The Legendary Bajaj Finance Share Price History
To understand where Bajaj Finance is going, you have to appreciate where it has been. The Bajaj Finance share price chart is a masterclass in long-term wealth creation.
The Fabled IPO: Let's turn back the clock to 1994. The Bajaj Finance IPO was launched at an issue price of ₹300. For the "Class of '94" investors who held on, that initial investment has become the stuff of legend. Adjusted for all the splits and bonuses over the decades, the returns from the Bajaj Finance IPO listing price are astronomical, a powerful lesson in patience.
The 2016 Dress Rehearsal: This isn't the company's first rodeo. A similar split and bonus in 2016 also unlocked value and preceded a massive bull run, acting as a dress rehearsal for this even grander event.
Forged in Fire: The Bajaj Finance share price history is also a story of resilience. The stock took a body blow during the 2020 pandemic but mounted a recovery that was faster and stronger than almost any other NBFC, proving its mettle under pressure.
The Family Tree: How Bajaj Finance's Move Lifts the Entire Group
Think of the Bajaj Group as a close-knit, high-achieving family. When the star performer does well, the entire family shares in the pride and prosperity.
Bajaj Finserv (The Proud Parent): As the promoter entity, the Bajaj Finserv share price is intrinsically linked to Bajaj Finance's fortunes. Good news for one is great news for the other. The positive sentiment has visibly boosted the NSE BAJFINSV ticker. Investors pour over the Bajaj Finserv result to gauge the health of the whole ecosystem, making the Bajaj Finserv share value a key barometer. Whether you track the Bajaj Finserv NSE or Bajaj Finserv share price BSE, the story is one of symbiotic strength. The Bajaj Fin Serv share price thrives on this success.
Bajaj Housing Finance (The Rising Star): Though not yet listed, the whispers around the Bajaj Housing Finance share price are growing louder. Its performance is a critical piece of the puzzle, and the market is electric with anticipation for a potential IPO from Bajaj Housing Finance Limited share price.
Bajaj Holding (The Wise Elder): The Bajaj Holding share price acts as a mirror, reflecting the combined value of its strategic investments. A stronger Bajaj Finance directly inflates its net worth.
Bajaj Allianz (The Unseen Powerhouse): You can't look up the Bajaj Allianz share price today because it's unlisted. However, this insurance giant is a huge contributor to the consolidated power of the Bajaj Finserv Ltd share price. A strong, albeit inferred, Bajaj Allianz share rate adds to the group's formidable reputation. Even the share price of Bajaj Auto can catch a positive wave from strong group sentiment.
Lifting the Hood: The Powerful Engine Driving Bajaj Finance
These corporate actions aren't happening in a vacuum. They are backed by the roar of a powerful financial engine, as evidenced by the latest Bajaj Finance result for Q4 FY25.
Let's translate the numbers:
Net Profit of ₹4,630 crore? That means the business is incredibly profitable.
AUM Growth of 29%? It's lending more money to more people and businesses than ever before, at a blistering pace.
Net Interest Income of ₹8,920 crore? Its core business of earning more on its loans than it pays on its borrowings is exceptionally healthy.
Gross NPAs below 1%? This is the masterstroke. It proves they are masters of their craft—lending prudently and ensuring they get their money back.
This foundation of strength, detailed in every piece of Bajaj Finance share news, is why the market has reacted with such optimism.
The Road Ahead: Charting the Bajaj Finance Share Price Target 2025
So, with a new price tag, where is the stock headed? Analysts are looking at the road ahead with a great deal of optimism.
The Next Pit Stop (Short-Term): The immediate goal is for the stock to find its new equilibrium. Most experts see it stabilizing and building a base in the ₹1,050 - ₹1,100 zone. Traders will be keenly watching the Bajaj Finance share price target tomorrow for short-term cues.
The Destination (End of 2025): Looking further down the road, the consensus Bajaj Finance share price target 2025 is clustering in the ₹1,400 - ₹1,600 range. This suggests a significant journey upward from today’s adjusted levels.
Of course, no journey is without potential bumps—interest rate changes, competition, and economic shifts are all part of the landscape. But the map drawn by experts points toward a promising destination.
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Your Questions Answered: A Quick FAQ
Q1: What is the Bajaj Finance share price today, really? Simply put, the stock is now trading at its new adjusted price of around ₹933. For live, up-to-the-second data, always search for "Bajaj Finance share price NSE" or "Bajaj Finance share price BSE" on a reliable financial portal.
Q2: Will I get fewer dividends now? Per share, yes. But in total, no. The dividend is now spread across your larger holding. If the pre-split dividend was ₹44, on a post-action basis it becomes ₹4.40. But since you have 10 times more shares, your total cash dividend remains the same.
Q3: How is the Bajaj Fin Serv share price doing? The Bajaj Fin SV share price is doing well, basking in the reflected glow of its subsidiary's smart moves. Track it on exchanges with the ticker NSE: BAJFINSV.
Q4: Is this a good time to invest in the Bajaj Finance stock? For new investors, the lower price point is certainly a more inviting entry. For existing investors, the fundamental story has only been reinforced. As always, align your decision with your own financial goals and risk tolerance.
The Final Word: A Reset for the Next Marathon
The recent actions by Bajaj Finance are more than just a footnote in its history; they are the coiling of a spring for the next great leap forward. The company has rewarded its faithful, opened its doors to the masses, and declared its unwavering confidence in the future.
While the numbers on the screen have been reset, the powerful growth engine of the Bajaj Finance Limited share price is humming louder than ever. For investors, the script has been updated, but the protagonist's incredible story of growth is set to continue. The stage is set for the next act.
Disclaimer
"Investments in securities market are subject to market risks. Read all the related documents carefully before investing."